Feb budget stimulus package – pass or fail?
Has the centre piece of this year’s Federal Budget, $5.5b worth of initiatives aimed at boosting the growth of the small business sector really worked? From our perspective we witnessed a sound...
View ArticleFinance Broker market share climbs
Finance Brokers such as us were responsible for over two thirds of the growth in the mortgage market in the year to June 2015. The research, commissioned by the Mortgage & Finance Association of...
View ArticleThe essential ingredient to get the best business loan
While you may know your business ‘like the back of your hand’ this does not automatically qualify you for a bank loan. Here’s an essential ingredient to help you get the best loan. Quality financial...
View ArticleMotor vehicle sales slip back from record level
Nationally sales of new motor vehicles fell 3.6% in October following a record month in September. Despite the decline in sales during October the outcome was still the fourth highest on record. Over...
View ArticleAre interest only repayments risky?
Interest Only loan repayments have always held a stigma of not being the right way to structure loans because your loan balance does not reduce over time. However many astute property owners use...
View ArticleFixed vs. variable home loans
If you’re about to buy a house or you’re looking to refinance you may be asking yourself, should I fix my home loan or not? Especially with interest rates at an all-time low. Fixed rate home loans are...
View ArticleAre Brokers more expensive than the Bank?
There are a raft of positive reasons to engage a Finance Broker for your next property or equipment purchase but it is often asked, ‘Will it cost me more than going to the bank direct?’ The simple...
View ArticleNegative interest rates! Who would have thought…
Negative interest rates around the world continue to confound many financial market analysts. Not surprising in Japan one of the biggest selling household items are home safes. May as well keep your...
View ArticleBusiness Master Chef: business plan vs recipe
Recipes are invariably a certain way to achieve a desire cooking outcome as long as you strictly follow the cooking ‘plan’. Setting a business plan at the start of a year is no guarantee for success...
View ArticleInsurance Premium funding: good for cash flow
As a business owner you are faced with large financial obligations. Insurance premiums are often one of the biggest. Having adequate insurance coverage is very important to protect your business...
View ArticleFirst Home Owner Grant is not extinct
There are still a number of government/industry incentives available to help First Home Buyers leap into property ownership. As a WA First Home Buyer, here’s a summary of what’s on offer only for you…...
View ArticleDo I qualify for the $20,000 tax incentive if I finance?
For a business to claim the tax deduction, it must ‘own’ the asset being claimed. It is ok if you have financed the purchase however you cannot claim if you are financing with a lease or rental...
View ArticleBusiness Master Chef: business plan vs recipe
Recipes are invariably a certain way to achieve a desire cooking outcome as long as you strictly follow the cooking ‘plan’. Setting a business plan at the start of a year is no guarantee for success...
View ArticleInsurance Premium funding: good for cash flow
As a business owner you are faced with large financial obligations. Insurance premiums are often one of the biggest. Having adequate insurance coverage is very important to protect your business...
View ArticleHow much does it cost to use a Finance Broker?
There is no direct cost to you if you use a Finance Broker as Brokers are paid by the banks for introducing new business to them. So why not go directly to a Bank and get an even cheaper interest rate?...
View ArticleSeasoned commercial banker joins the Westminster team
We are very pleased to announce that Michael Cane has joined the Finance Broker team at Westminster National. Michael has an extensive commercial finance background, most recently holding the position...
View Article1% car finance – it’s all ‘smoke and mirrors’
It is becoming very common to see many motor dealers offering low rate finance deals on purchases of brand new cars. Rates as low as 1.00% have been available in recent times. Remember the old saying...
View Article3 key issues influencing bank behaviour in the current market
Increased capital requirements Increasing regulation of Australian banks by the Australian Prudential Regulation Association (APRA) and their need to comply with international rules governing capital...
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Residential property market update July 2016
Executive summary Sydney and Melbourne were star performers year on year to 30 June with both recording double digit growth. Sydney now has a 5 year average annual growth rate of 8.4%pa. Western...
View ArticleFinancing solar and energy assets to help your business perform better
Our energy landscape is changing. As the price of power continues to rise, smart businesses are looking for strategies to better manage their energy costs. One solution is investing in renewable energy...
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